Indrayudh Ghoshal

March 6, 2025

Mitigating Risks in Group Benefits Underwriting: Best Practices for Insurers

Underwriting is the ground zero of group benefits. The place where cost, risk, and regulation collide to shape coverage for millions of employees.  Done right, it keeps plans both affordable and solvent. Done wrong, it amplifies the system’s worst pressures. In the U.S. alone, more than 155 million people rely on employer-sponsored health insurance. The […]

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February 13, 2025

How Insurers Can Streamline Group Benefits Administration and Improve Outcomes

The storm rolling over the insurance industry has been long in the making.  Underwriting margins once cushioned by predictable payrolls now face a choppy sea of unpredictable market shifts. Brokers, desperate for swift answers, wrestle with outdated tech that chugs along like an old locomotive on a modern bullet-train line.  Employers, anxious to secure the […]

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January 24, 2025

Why Manual RFP Processes Are Costing Insurers More Than They Think

Is it still possible to stay afloat when every new email threatens to submerge you in data? For underwriters at group benefits insurance companies, that question hangs in the air each time a fresh Request for Proposal (RFP) makes its way to their inbox. Modern RFPs rarely arrive in tidy packages. They are a mishmash […]

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